About Us

John Amy Dan Jacque

About Us ~ Dougherty Assoc is an Independent Insurance Agency that has been providing high quality service for Recreational Vehicles, Autos, Boats, Motorcycles, Homes, Commercial, Life, and Health insurance since 1995.

We specialize in Full-Time Recreational Vehicle insurance, and represent eight “A” rated carriers including; National General, National Interstate, Triumphe Casualty, Allied, Progressive, Foremost, State Auto and Blue Sky.

As an independent insurance agency, we work for you, not the insurance company.

We have the advantage of easily searching several companies for the policy that offers the coverage you need, at the price you want.



Dan Dougherty

Daniel Dougherty, Owner/Agent

About Dan:

Dan was born and raised in Sioux Falls, SD. He graduated from Lincoln High School in 1979.

He began his insurance career in 1983 with Prudential, selling Auto, Home, Life and Health insurance.

In 1995, Dan started Dougherty & Associates, Inc. as an independent agent, selling both Property Casualty and Life and Health Insurance.

He expanded the agency in 1999 to include specialization in the Full-Time RV Insurance market. Dan is our “Healthcare Insurance Expert” in the office, and is ready to find the best Medical plan for you.

Dan is a member of the local Cosmopolitan Club, which is best known for their community involvement in fighting diabetes.

Dan and his wife, Stacey, enjoy spending time with their son and daughter who also live in Sioux Falls. Dan’s hobbies include hunting, fishing, and camping.


John Dougherty

John Dougherty, Agent

About John:

John, Dan’s brother, has also been a long-time Sioux Falls resident. He graduated from O'Gorman High School in 1982.

In 1986, John went to work for his father at Mutual of Omaha, selling Life & Health.

In 1995, he joined Dan in opening Dougherty & Associates, Inc. John is licensed in both Property/Casualty and Life/Health, and is able to assist clients in all insurance areas. John volunteers his time for the local Cosmopolitan Club, which helps fight diabetes.

John and his wife, Cindy, have two daughters and one son. John’s interests include hunting, fishing and woodworking.


Jacque Bakker

Jacque Bakker, Office Manager & Agent

About Jacque:

Jacque relocated to Sioux Falls in 2008.  She joined the team at Dougherty & Associates, Inc. as the Office Manager in January 2011.  She obtained her Property & Casualty License in January 2012 and her Notary Public Commission in October 2014. 

Jacque takes great pride in providing outstanding customer service to each of our clients.

Jacque and her husband, Tom, have two Sons, a daughter and two grandchildren.  Jacque enjoys baking, reading and spending time with family and friends.


Martin Ruppert

Martin "Marty" J. Ruppert, Health Insurance Agent

Marty has been an insurance agent since 1993, and specializes in Health Insurance.

He helps clients enrolling or on Medicare make informed decisions on their Supplemental and Part D options.

By representing numerous well-know companies, Marty is able to provide clients with a peace of mind, knowing their coverage is tailored to fit their needs and budget.

Marty resides in Sioux Falls, SD with his wife, Brenda, and has a son and daughter. In his spare time, he enjoys tinkering on projects around his house, as well as spending time with his family.

Marty can be reached at: 800-529-0125 or 605-371-4382


Jeffrey Laddusaw

Jeffrey Laddusaw, Health Insurance Agent

Jeff has been an insurance agent since 1988, and specializes in Health Insurance. He helps clients enrolling or on Medicare make informed decisions on their Supplemental and Part D options.

By representing numerous well-know companies, Jeff is able to provide clients with a peace of mind, knowing their coverage is tailored to fit their needs and budget.

Jeff resides in Madison, SD and has two sons. In his spare time, he enjoys boating, hunting and fishing.

Jeff can be reached at: 605-359-1353


Please feel free to Contact Us for any questions you may have about Insurance.

If you would rather call us, our numbers are Toll free 866-725-5643 or 605-361-6318


› About Us